Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Pay Yourself First It sounds simple, but paying yourself first can really pay off. How Financial Professionals Are Compensated Read this overview to learn how financial advisors are compensated. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.